Machine Finance delivers structured finance solutions for businesses that rely on heavy plant and equipment to grow. As specialist brokers focused on the long-term success of our clients, we align every approval with your broader strategy to ensure your lending supports sustainable growth. Our deep industry expertise and strong lender relationships mean faster turnarounds, flexible terms, and improved approval outcomes that help you scale without delay. Through a single relationship with us, you gain access to over 50 lenders and a team that knows how to get things done.
Flexible working capital for managing cash flow gaps, day-to-day operations, or unexpected expenses. We help structure overdrafts that align with your operating rhythm and keep you moving without interruption.
Structured term loans designed to support growth initiatives, capital investment or general working capital needs. We ensure your lending structure complements your broader finance strategy - not just your immediate requirement.
Access cash tied up in your debtors. We advise on and arrange facilities that improve liquidity, reduce pressure on cash flow, and strengthen your ability to take on new work without waiting for payments from your work sources.
PROUDLY BACKING THE HEAVY INDUSTRY SECTOR
Heavy machinery finance for surface miners, contractors, and quarry operators. We know the asset classes, and lender appetite across the sector.
We support civil contractors with equipment finance that keeps pace with project demands. From subbies, private contractors to full fleet operators, we know how to keep your gear moving.
Whether upgrading machinery, looking for automation or expanding capacity, we provide finance that aligns with operators in woodworking, steel, packaging and plastics.
We support agribusinesses with equipment finance that matches seasonal revenue patterns. From headers and harvesters to tractors and trucks, we help fund what grows your business.
From truck and trailer finance to fleet programs, we work with owner-operators and national carriers to deliver structured transport funding solutions.
Finance for mobile crane operators and access hire businesses. We help structure approvals for new and used gear with minimal disruption to operations.
Finance for aircraft, ground support equipment and operational infrastructure. We work with operators across private, emergency response, charter and regional aviation sectors.
We structure vehicle finance for businesses-use cars and light commercial vehicles. Whether you're upgrading, expanding or just treating yourself, we can get it done.
Here’s what you can expect when working with us to secure the best finance possible, delivered with clarity, speed, and precision from start to finish.
For us, it’s about solving real problems by achieving meaningful outcomes. We tailor our solutions to your core needs, not what’s quickest or easiest for us. We aim to get it right from the start and into the future, so you’re not left with results that fall short of expectations.
Consulting on your business’s current lender spread, financial performance, and where your approval opportunities lie. We map out your ongoing strategy, so your business is positioned to maximise its approval outcomes – giving you the ability to make new equipment purchases and scale your fleet with confidence.
Know what equipment to buy but unsure if your business can get finance to support it? Give us a call – we’ll quickly assess whether finance can back the move. We’re also commercially minded, so if you’re exploring a fresh idea and want a second opinion, we’re happy to listen, offer insight, and help you think it through.
We coordinate everything on your behalf – from gathering financials from your accountant, working with your insurance broker to request cover on new equipment, and engaging your suppliers for tax invoices and key paperwork. While you focus on running your business, we handle all of your finance related administration with speed and precision.
We maintain strong relationships with trusted accountants, insurance brokers, mortgage brokers, suppliers, valuers, bankers, and more. If there are gaps in your current network, we can connect you with professionals we’ve worked with and know can deliver – helping lift the standards across every part of your operation.
We operate as a smaller team of highly experienced industry professionals. Our clients value the one-on-one relationship, high service standards and clear cut-through. You’ll never deal with someone inexperienced or underqualified – giving you full confidence that your finance is being handled properly from day one.
James has done what it takes to get money for us, and hasn’t failed us yet. James doesn’t stuff around and asks the questions that he needs and makes it happen. He’s played a number of roles for us – he looks after our finance, has found us a new accountant and looks after our bigger picture. I trust James more than I trust any other broker.
Jamie McAuliffe
We started working with James in late 2018. James has access to a panel of experts that are incredibly valuable to us as directors as well as what our business needs. What resonates strongly with us is James’ is understanding around urgency and the criticality of us delivering on what we commit to. James has been pivotal in allowing us to grow.
Ben Broom
James was fantastic to deal with kept me up to date the whole way through nothing hidden couldn’t recommend him highly enough.
Michael Pitcher
Highly recommend. James has provided his service to my business for many years on multiple machinery purchases. His knowledge of the industry is outstanding and makes for a swift and effortless process.
John Williams
I’ve known James for over 7 years and his service is outstanding. Knows my business requirements and always brings the best deal forward. I highly recommend James he’s the best broker I’ve worked with in 40 years.
Jennifer Trafford
James from Machine Finance always provides an outstanding service when assisting us with our business equipment requirements. He provides a personalised yet highly professional service.
Ben & Jodie Thomas
