Most insurance brokers offer finance as an add-on – not as a speciality. On top of earning commission for your insurance policy, they earn again by pushing a one-size-fits-all finance offer to every client. These loans are usually short-term, high-rate, and poorly structured, with little to no consideration for your cash flow. High monthly repayments, inflated flat fees, and limited flexibility are common.
At Machine Finance, we do it differently. We arrange tailored insurance premium funding through specialist lenders – built around your cash flow, timing, and business needs. With proper preparation, our clients can benefit from extended 12-month terms, lower monthly repayments, and significantly better pricing. Thanks to our volume and lender relationships, we access sharper rates and reduced fees that some insurance brokers simply can’t offer. All we need is your renewal invoices, and we can have approval in place within 24 hours under a low-doc process. At settlement, our lender pay your insurance renewal invoices directly.
Smarter structure. Lower repayments. Delivered by finance specialists.
Here’s what you can expect when working with us to secure the best finance possible, delivered with clarity, speed, and precision from start to finish.
For us, it’s about solving real problems with meaningful outcomes. We tailor our solutions to your core needs, not what’s quickest or easiest for us. We aim to get it right from the start and into the future, so you’re not left with results that fall short of expectations.
A deep review that helps you understand your business’s current lender spread, financial performance, and where your approval opportunities lie. We map out your ongoing strategy, so your business is positioned to maximise its approval outcomes – giving you the ability to make new equipment purchases and scale your fleet with confidence.
Know what equipment to buy but unsure if your business can get finance to support it? Give us a call – we’ll quickly assess whether finance can back the move. We’re also commercially minded, so if you’re exploring a fresh idea and want a second opinion, we’re happy to listen, offer insight, and help you think it through.
We coordinate everything on your behalf – from gathering financials from your accountant, to working with your insurance broker to request cover on new equipment, and engaging your suppliers to gather tax invoices and key paperwork. While you focus on running your business, we handle the admin and handle all of our financing with speed and precision.
We maintain strong relationships with trusted accountants, insurance brokers, mortgage brokers, suppliers, valuers, bankers, and more. If there are gaps in your current network, we can connect you with professionals we’ve worked with and know can deliver – helping lift the standards across every part of your operation.
We’re a smaller team of highly experienced industry professionals. Our clients are used to high attention to detail and sharp execution delivered by our team of proven operators. Working with us, you’ll never deal with someone inexperienced – we’re the difference between getting it done and doing it right.
